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Disclaimer

Last updated: 1 March 2026

General Information Only

The information provided on this website is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your individual objectives, financial situation, or needs. Before acting on any information, you should consider its appropriateness having regard to your own objectives, financial situation, and needs. You should obtain independent financial advice before making any financial decisions.

Credit Representative

Kira Milton is an Authorised Credit Representative of Sugar Financial Services Pty Ltd, which holds an Australian Credit Licence. All credit services are provided under the licence of Sugar Financial Services Pty Ltd and are subject to the relevant lender's terms, conditions, fees, and eligibility criteria. Approval of any credit application is at the sole discretion of the credit provider.

No Guarantee of Approval

While we endeavour to identify suitable finance options for your needs, we do not guarantee that any application for credit will be approved. All applications are subject to the relevant lender's credit assessment criteria, lending policies, and eligibility requirements.

Third-Party Products and Services

This website may contain references to third-party products, services, or websites. We do not endorse or accept responsibility for the content, accuracy, or availability of any third-party materials. Any links to external websites are provided for convenience only and do not constitute an endorsement.

Accuracy of Information

We make every reasonable effort to ensure the information on this website is accurate and current at the time of publication. However, we do not warrant or represent that the information is free from errors or omissions. Interest rates, fees, product features, and lender policies may change without notice. Always confirm current terms directly with the relevant lender before making any decisions.

Limitation of Liability

To the maximum extent permitted by law, Sugar Financial Services Pty Ltd, its directors, employees, and representatives (including Kira Milton) will not be liable for any loss or damage arising from the use of, or reliance on, any information provided on this website or during the course of our services.

Professional Advice

We recommend that you seek independent legal, financial, and taxation advice before making any financial decisions. Nothing on this website should be construed as a substitute for professional advice tailored to your specific circumstances.

Contact

If you have any questions about this disclaimer, please contact us at:

Call Kira — 0430 434 260